Wednesday 8 July 2009

Fwd: FW: MORE TERRIBLE THAN LOAN SHARK ???????!!!!!!



各位应该有用过信用卡吧? 你们还钱的时候, 有时还多/少几块/几角, 对吗?? 有见过少还RM0.19 而被charged RM 52.17 的 interest charges 吗??
我用了大约10年的信用卡, 还是第1次遇到这样的事叻!!!
就是THE WORLD LOCAL BANK - HSBC!!!!!!!
比大耳窿更厉害!!!!!! RM0.19 CHARGES RM52.17 , 哇,27457%!!!!
我问HSBC的职员, 那我平常还多, 比如说RM6, 那是不是应该给回我 RM1,647 ?????????!!!!!!!!(RM6 X 27457%)
而那个职员就静静不出声。。。
我再问那个HSBC的职员, 那如果这个月我没去还那个RM0.19的话,HSBC是不是又再charge 多一次RM52.17, 他还真的敢敢回答我---- "是啊!!"

请大家帮忙传送给朋友, 好让大家都知道, 谢谢...
IN ENGLISH
Have you ever used credit card?? I think most of you use credit card, right?
Normally, when we make payment, we will pay more / less few ringgits or cents, right??
Have you ever seen when you under pay RM0.19 of the full payment, and the bank charged you RM52.17 for interest charges??!!!
I been used credit card for about 10 years, this is the 1st time i know that banker can charge u interest charges for the full amount if you pay even 1 cent less !!!!??? This happened in THE WORLD LOCAL BANK --- HSBC
Interest more heavier than LOAN SHARK!!!! charged RM52.17 for RM0.19, is about 27457%!!!!!!
If based on this calculation, then when i pay RM6 extra, the bank shall pay me RM1647, RIGHT??
(RM6 X 27457%)
I ask the HSBC staff for this , then he just keep silent.
Then i asked the same HSBC staff again, if this month i don't make the payment for the RM0.19, IS HSBC GOING TO CHARGE ME ANOTHER RM52.17, you just guess what the staff's answer?? He answered me "YES"!!!!!
I also under paid few ringgit for other bank credit card payment, but they didn't impose any interest charges for the balance few ringgits / cents.
see the attachment for the HSBC's statement & other bank's statement.
Pls forward this to your friends so that everybody knows about this, Thank you!!







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