Wednesday, 11 May 2011

Never trust odd emails/calls especially from bankers

Source

KUALA LUMPUR: Accounts manager Chua Ming Choo opened a message in her e-mail informing her that there was some irregular activity occurring in her account.

The e-mail told her to click a link to her bank’s website to update her particulars for safer online banking.

Less than five minutes later, the simple mouse click cost her RM4,200

Another victim, Chong Wen Shan, 24, from Teluk Intan, Perak, said he received an e-mail on May 1 informing him that his online services account was about to expire due to a database update on the bank’s system.

Chong said he was asked to update his particulars and being new to e-banking, he thought it was a normal procedure and clicked on the link.

He also keyed in his TAC number when asked and discovered that RM5,000 had gone missing from his account a few hours later.

 

 

In my point of view, these are the safest things to do :

  1. For online bank transaction – always go to the website instead of clicking the links in the email.  Links can be bogus and may looks exactly the same in users’ eyes, but actually, it can be linked to other bogus sites that gather all your pins and password info.
  2. Random calls from bankers – always verify the identity of banker – check if they know your IC’s address or current correspondence address or other personal info they ought to know.  Never commit any purchases via calls.  If you are really interested, you can go visit to the nearest bank for these.  It isn’t safe to disclose your card info via calls.

 

 

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